Insurance companies in Montana may fail to inform an injury victim of their right to require the insurance company to advance them their medical bills or lost wages, or they may take the position that their insured is not “clearly” at fault for the injuries. Other times, such as where there are limited insurance monies available or where an injury victim has other means to pay the medical bills, it may not make sense to demand advance payment of medical bills. An experienced Montana bad faith lawyer can help you determine whether the insurance company should be required to advance medical bills, lost wages or other expenses pending resolution of your claim.
Montana law places heightened burdens on insurance companies so that they are required to treat consumers fairly. Montana is one of the few states that place statutory duties on insurance companies to deal fairly and in good faith with injury victims. (In most states, insurance companies have no obligation at all to act fairly towards anyone other than their own insureds.) This area of law is referred to as “bad faith.”
An experienced Montana bad faith attorney can help you understand and invoke your rights to make the insurance company act in good faith, and can analyze whether you may be entitled to additional compensation for the way the insurance company has handled your claim.
Long term disability insurance is intended to help support you if you’re sick or injured and cannot work. Sadly, what should be a straightforward process is anything but simple. Despite paying premiums for years, your insurance company may have unfairly denied your legitimate disability insurance claim, leaving you without a steady income.
When confronted with the confusing long term disability insurance claims process, many consumers simply forego what may be owed to them because of the time and effort necessary for making the insurance company pay out. Don’t risk losing your appeal on a technicality or by not having the right information available.
Working with a Montana long term disability claims attorney to advise you and handle your claim gives you peace of mind, making the process easier on you during this difficult time.
If an insurance company has treated you unfairly, contact Bishop & Heenan Law Firm for a free and confidential case evaluation.
We have worked hard to put a lot of useful information on this website about Montana insurance law. If you need an attorney, reach out to us. We are here to help!