(406) 839-9091
  • Getting False Information Off Your Credit Report

    Accurate credit reports are crucial.  When there are problems, you need to dispute them and get your credit fixed. The information contained in your credit report can make a huge difference in your life.  It can make the difference between …Read More »
  • Can the Debt Collector Do That?

    Can the Debt Collector Do That?  What the FDCPA Prohibits. The Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692k, is a federal statute that restricts certain types of debt collector activities.  The FDCPA is a strict liability statute …Read More »
  • Class Actions Under the Montana Consumer Protection Act

    The Montana Consumer Protection Act is a strong remedy for consumers who are the victims of unfair or deceptive business conduct.  It has been applied broadly to encompass misconduct by banks, debt collectors, car dealers, and mobile home manufacturers among …Read More »
  • Another record jury verdict against Ocwen

    John Heenan, along with California attorneys GianDominic Vitiello of Katchko, Vitiello & Karikomi, PC and Edward Angwin of The Angwin Law Firm, helped California homeowners Frank and Dora Cornejo recover another record verdict against Ocwen Loan Servicing.  The case was …Read More »
  • Bishop & Heenan receives top rankings

    Bishop & Heenan Law Firm was again given a Tier 1 ranking in the 2016 Edition of “Best Law Firms” by U.S News & World Report and Best Lawyers. Randy Bishop, John Heenan and Gene Jarussi were also all included …Read More »

Debt Collector Abuse

What is the most effective way to stop debt collector abuse and harassment?

Hire an attorney!

Unfortunately, debt collectors can resort to tactics which are abusive and unlawful. The Fair Debt Collection Practices Act (“FDCPA”) requires debt collectors to operate in accordance with the statute. Under this federal law, it is illegal for a debt collector to:

  • Communicate with your employer, relatives or friends about your debt unless the court has given the collector permission to do so.
  • Contact you at work if the collector knows that your employer prohibits personal calls.
  • Contact you at inconvenient times or places.
  • Falsely represent the character, amount or legal status of a debt
  • Threaten to take actions that are illegal or not intended.
  • Use obscene or profane language.

Once you are represented by a Montana debt collection abuse attorney, all communications from the debt collector to you must stop. Hiring an attorney can therefore be one of the most effective ways to stop debt collector abuse.


John Heenan has recovered millions of dollars from illegal debt collectors on behalf of Montana consumers.


In many instances, we are able to handle debt collection cases on a contingency fee, meaning you pay nothing unless you win.

Get more information about debt collection verification, including a sample verification letter, use the link.


How Can We Help You?

We have worked hard to put a lot of useful information on this website about Montana injury and consumer protection law. If you need an attorney, reach out to us.  We are here to help!


Bishop, Heenan & Davies Law Firm
1631 Zimmerman Trail
Billings, MT 59102
(406) 839-9091