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  • Billings man sues Remington for faulty trigger

    Bishop, Heenan & Davies and Ramler Law filed a lawsuit in federal court yesterday against Remington on behalf of a Billings man who lost half his foot when a defective Remington 700 rifle discharged. The lawsuit will be heard in …Read More »
  • Getting False Information Off Your Credit Report

    Accurate credit reports are crucial.  When there are problems, you need to dispute them and get your credit fixed. The information contained in your credit report can make a huge difference in your life.  It can make the difference between …Read More »
  • Can the Debt Collector Do That?

    Can the Debt Collector Do That?  What the FDCPA Prohibits. The Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692k, is a federal statute that restricts certain types of debt collector activities.  The FDCPA is a strict liability statute …Read More »
  • Class Actions Under the Montana Consumer Protection Act

    The Montana Consumer Protection Act is a strong remedy for consumers who are the victims of unfair or deceptive business conduct.  It has been applied broadly to encompass misconduct by banks, debt collectors, car dealers, and mobile home manufacturers among …Read More »
  • Another record jury verdict against Ocwen

    John Heenan, along with California attorneys GianDominic Vitiello of Katchko, Vitiello & Karikomi, PC and Edward Angwin of The Angwin Law Firm, helped California homeowners Frank and Dora Cornejo recover another record verdict against Ocwen Loan Servicing.  The case was …Read More »

Sample Credit Dispute Letter

Sample Credit Dispute Letter

Date
Your Name
Your Address, City, State, Zip Code
Your social security number
Your date of birth
Dear Sir or Madam:
I am writing to dispute the following information in my file. I have circled the items I dispute on the attached copy of the report I received.
This item [identify item(s) disputed] is inaccurate because [describe what is inaccurate or incomplete and why- be as complete as possible describing the creditor, account number, etc.]  I am requesting that the item be removed [or request another specific change] to correct the information.
Enclosed are copies of [enclose any supporting documents] supporting my position. Please reinvestigate this matter(s) and delete/correct the disputed item(s) as soon as possible.
Sincerely,
Your name
Enclosures: [List what you are enclosing.]